These terms govern use of flexloansonline.com: what the service is, what it is not, what we ask of users, and the limits of our responsibility, written to be read, not skimmed.
The Service
Flex Loans Online provides a loan connection service and educational content. We present borrower requests to a network of independent, state-licensed lenders; we are not a lender, do not make credit decisions, and are not a party to any loan agreement. Any loan you accept is a contract between you and the lender, governed by that lender's agreement and applicable law, and that agreement supersedes anything on this site wherever they differ.
Eligibility and Accuracy
The service is for US residents aged 18 or older. By submitting a request, you represent that the information provided is accurate, current, and yours, and you authorize its presentation to network lenders and lending partners for evaluation, which may include soft credit inquiries at the request stage and, if you proceed with a lender, that lender's own verification and credit processes. Submitting false information is grounds for refusal of service and may violate law.
No Fees, No Guarantees
We charge users nothing, and anyone demanding payment in our name is not us. We guarantee no connection, no approval, no rate, and no term: outcomes depend on lender criteria and your circumstances. Educational content on this site, guides, calculators, examples, is general information, not financial, legal, or tax advice; representative figures are estimates, and decisions about borrowing are yours, ideally made with the reading this site exists to enable.
Acceptable Use
You agree not to misuse the service: no false or third-party submissions without authority, no scraping or systematic extraction beyond ordinary search-engine indexing, no interference with the site's operation or security, and no use of the content to deceive others, including republishing our materials in ways that misrepresent their source. We may refuse or terminate service for misuse.
Intellectual Property
The content of this site, text, design, tools, and the compilation itself, belongs to Flex Loans Online or its licensors. You may read, share links, and quote reasonably with attribution; wholesale reproduction requires permission via the contact page. Lender names on our comparison pages belong to their respective owners and appear for identification and comparison.
Disclaimers and Limits
The site is provided as-is: we work to keep it accurate and available and promise neither perfection nor uninterrupted operation. To the fullest extent law allows, our liability for claims arising from use of the site or service is limited to the amount you paid us, which is zero, and we are not liable for indirect or consequential damages, or for the acts, terms, or services of independent lenders. Nothing here limits liability that law does not allow to be limited, and nothing here limits rights you hold under applicable consumer protection law.
General
These terms are governed by the laws of Tennessee, USA, without regard to conflicts rules; disputes belong to the courts of that state unless applicable law grants you a different venue. If any provision is unenforceable, the rest stand. The current version of these terms lives at this address, and continued use after changes means the current version applies. Questions: [email protected].