:root{--purple:#5b2d8e;--purple-dark:#46216f;--purple-light:#b9a3d8;--purple-pale:#f1ebf8;--ink:#2a2140;--white:#fff}
*{box-sizing:border-box;margin:0;padding:0}
html{scroll-behavior:smooth}
body{font-family:'Segoe UI',system-ui,-apple-system,sans-serif;color:var(--ink);background:var(--white);line-height:1.7}
.site-header{position:sticky;top:0;z-index:2147483000;isolation:isolate;background:var(--white);border-bottom:1px solid var(--purple-pale);box-shadow:0 1px 6px rgba(91,45,142,.08)}
.nav-wrap{max-width:1200px;margin:0 auto;display:flex;align-items:center;gap:6px;padding:0 20px;min-height:64px}
.logo{font-size:1.25rem;font-weight:800;color:var(--purple);text-decoration:none;letter-spacing:-.01em;margin-right:14px;padding:10px 0}
.logo .swallow{display:inline-block;width:26px;height:26px;vertical-align:-5px;margin-right:7px}
.nav-spacer{flex:1 1 auto;min-width:40px}
.btn-apply{background:var(--purple);color:#fff;text-decoration:none;font-weight:700;padding:12px 26px;border-radius:10px;min-height:44px;display:inline-flex;align-items:center}
.hero{background:linear-gradient(135deg,var(--purple-pale),#fff 60%);padding:40px 20px 30px}
.hero-inner{max-width:1200px;margin:0 auto;display:grid;grid-template-columns:1.1fr .9fr;gap:36px;align-items:center}
.hero h1{font-size:2.2rem;line-height:1.25;color:var(--purple-dark);margin-bottom:14px}
img{max-width:100%;height:auto;display:block}
a{color:var(--purple)}
a:focus-visible,button:focus-visible{outline:3px solid var(--purple-light);outline-offset:2px}
.skip-link{position:absolute;left:-999px;top:0;background:var(--purple);color:#fff;padding:10px 16px;z-index:2147483001}
.skip-link:focus{left:8px;top:8px}
.nav-menu{display:flex;align-items:center;gap:2px;list-style:none}
.nav-menu>li{position:relative}
.nav-menu a,.nav-menu button{display:inline-flex;align-items:center;min-height:44px;padding:10px 13px;color:var(--ink);text-decoration:none;font-weight:600;font-size:.95rem;background:none;border:none;cursor:pointer;font-family:inherit;border-radius:8px}
.nav-menu>li>a:hover,.nav-menu>li>button:hover{background:var(--purple-pale);color:var(--purple-dark)}
.dropdown{position:absolute;top:100%;left:0;background:#fff;border:1px solid var(--purple-pale);border-radius:0 0 12px 12px;box-shadow:0 10px 24px rgba(42,33,64,.14);min-width:250px;display:none;padding:8px;list-style:none}
.has-dd:hover .dropdown,.has-dd:focus-within .dropdown,.dropdown.open{display:block}
.dropdown a{display:block;width:100%;padding:11px 14px;border-radius:8px;font-weight:500}
.dropdown a:hover{background:var(--purple-pale)}
.caret{margin-left:6px;font-size:.7em}
.nav-toggle{display:none}
.btn-apply:hover{background:var(--purple-dark)}
.hero p.lede{font-size:1.1rem;color:#4a3e68;margin-bottom:18px}
.hero .hero-cta{display:inline-flex;align-items:center;background:var(--purple);color:#fff;font-weight:700;padding:14px 30px;border-radius:10px;text-decoration:none;min-height:44px}
.hero .hero-cta:hover{background:var(--purple-dark)}
.hero-img img{border-radius:16px;box-shadow:0 14px 34px rgba(91,45,142,.18)}
.form-zone{position:relative;z-index:1;isolation:isolate;max-width:1200px;margin:26px auto 6px;padding:0 20px}
.breadcrumb{max-width:1200px;margin:14px auto 0;padding:0 20px;font-size:.85rem;color:#6b5f85}
.breadcrumb ol{list-style:none;display:flex;flex-wrap:wrap;gap:6px}
.breadcrumb li+li::before{content:"›";margin-right:6px;color:var(--purple-light)}
.layout{max-width:1200px;margin:26px auto 40px;padding:0 20px;display:grid;grid-template-columns:minmax(0,1fr) 320px;gap:36px}
.article{min-width:0}
.article h2{color:var(--purple-dark);font-size:1.55rem;margin:34px 0 12px;scroll-margin-top:90px}
.article h3{color:var(--purple);font-size:1.15rem;margin:24px 0 10px}
.article p{margin:0 0 14px}
.article ul,.article ol{margin:0 0 16px 24px}
.article li{margin-bottom:6px}
.article .answer{background:var(--purple-pale);border-left:4px solid var(--purple);padding:12px 16px;border-radius:0 10px 10px 0;margin:0 0 14px;font-weight:600}
.article img{border-radius:14px;margin:18px auto;max-width:420px;width:100%}
.article table{width:100%;border-collapse:collapse;margin:16px 0 20px;font-size:.93rem}
.article th{background:var(--purple);color:#fff;text-align:left;padding:10px 12px}
.article td{border:1px solid var(--purple-pale);padding:9px 12px}
.article tr:nth-child(even) td{background:var(--purple-pale)}
.toc{background:var(--purple-pale);border-radius:14px;padding:18px 22px;margin:20px 0}
.toc strong{color:var(--purple-dark)}
.toc ol{margin:8px 0 0 20px}
.card-row{display:grid;grid-template-columns:repeat(3,1fr);gap:18px;margin:20px 0}
.loan-card{border:2px solid var(--purple-pale);border-radius:14px;padding:20px;text-align:center;background:#fff}
.loan-card .amt{font-size:1.6rem;font-weight:800;color:var(--purple)}
.loan-card p{font-size:.88rem;color:#5a4f78;margin:8px 0 0}
.sidebar{display:flex;flex-direction:column;gap:16px}
.side-box{border:1px solid var(--purple-pale);border-radius:14px;padding:16px 18px;background:#fff}
.side-box h4{color:var(--purple-dark);font-size:1rem;margin-bottom:8px}
.side-box ul{list-style:none}
.side-box li{margin-bottom:7px;font-size:.92rem}
.side-box a{text-decoration:none;font-weight:600}
.side-box a:hover{text-decoration:underline}
.side-box.accent{background:var(--purple);color:#fff}
.side-box.accent h4{color:#fff}
.side-box.accent a{color:#fff;text-decoration:underline}
.side-box .stars{color:#f5a623;letter-spacing:2px}
.mini-faq details{border:1px solid var(--purple-pale);border-radius:10px;margin-bottom:10px;padding:0}
.mini-faq summary{padding:12px 16px;font-weight:700;cursor:pointer;color:var(--purple-dark);min-height:44px}
.mini-faq div{padding:0 16px 14px}
.cta-zone{background:linear-gradient(120deg,var(--purple),var(--purple-dark));color:#fff;padding:40px 20px;text-align:center}
.cta-zone h2{font-size:1.7rem;margin-bottom:10px}
.cta-zone p{max-width:640px;margin:0 auto 18px;color:#e9defa}
.cta-zone a{display:inline-flex;align-items:center;background:#fff;color:var(--purple-dark);font-weight:800;padding:14px 34px;border-radius:10px;text-decoration:none;min-height:44px}
.site-footer{background:#241a3a;color:#cfc4e6;padding:44px 20px 26px;font-size:.9rem}
.footer-grid{max-width:1200px;margin:0 auto;display:grid;grid-template-columns:1.4fr 1fr 1fr 1fr;gap:30px}
.site-footer h4{color:#fff;margin-bottom:10px;font-size:1rem}
.site-footer ul{list-style:none}
.site-footer li{margin-bottom:8px}
.site-footer a{color:#cfc4e6;text-decoration:none}
.site-footer a:hover{color:#fff;text-decoration:underline}
.disclosure{max-width:1200px;margin:26px auto 0;border-top:1px solid #3d2f5c;padding-top:18px;font-size:.8rem;line-height:1.6;color:#a99cc7}
.copyright{max-width:1200px;margin:14px auto 0;font-size:.8rem;color:#8d7fb0}
#toTop{position:fixed;right:18px;bottom:18px;width:48px;height:48px;border-radius:50%;background:var(--purple);color:#fff;border:none;font-size:1.3rem;cursor:pointer;display:none;z-index:900;box-shadow:0 6px 16px rgba(42,33,64,.3)}
#toTop.show{display:block}
@media(max-width:960px){
.layout{grid-template-columns:1fr}
.hero-inner{grid-template-columns:1fr}
.footer-grid{grid-template-columns:1fr 1fr}
.card-row{grid-template-columns:1fr}
.nav-toggle{display:inline-flex;align-items:center;justify-content:center;background:var(--purple-pale);border:none;border-radius:8px;width:44px;height:44px;font-size:1.2rem;color:var(--purple-dark);cursor:pointer}
.nav-menu{display:none;position:absolute;top:64px;left:0;right:0;background:#fff;flex-direction:column;align-items:stretch;padding:10px;border-bottom:1px solid var(--purple-pale);box-shadow:0 12px 24px rgba(42,33,64,.15)}
.nav-menu.open{display:flex}
.dropdown{position:static;box-shadow:none;border:none;display:none;padding-left:14px}
.has-dd.open-m .dropdown{display:block}
.hero h1{font-size:1.7rem}
}
@media(prefers-reduced-motion:reduce){html{scroll-behavior:auto}}